Commercial Loans

Fund a property, equipment or business purchase with a Commercial Loan

Getting a commercial loan can be a great way to fund growth for your business. Commercial loans are specifically tailored for businesses and can offer flexibility and competitive interest rates to help you expand your operations. Commercial loans can be used to buy new commercial property, renovate an existing property, buy or upgrade equipment, or securing extra capital to meet payroll requirements or other obligations.

Some lenders may require collateral or a personal guarantee from the business owner, while others may offer unsecured loans for well-established businesses with strong financials. They also may require detailed financial information, including profit and loss statements, cash flow projections, and business plans to help assess your application. We can help you understand what documentation may be required and whether a commercial loan is the right product for your scenario.

We're a proud member of the Mortgage and Finance Association of Australia and can help with commercial loans right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Book Appointment

Getting a Commercial Loan

Initial Consult

Have a chat with one of our qualified brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets, etc.) to make sure you qualify for a Commercial Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Commercial Loan approved.

Book Appointment

Our Latest Reviews

Rikki-Lee Arnold

Alex and his team at Alpha Financial made what was at times a stressful process easy and straightforward. What made Alex standout was his ability and willingness to go above and beyond for us whenever we faced a hiccup (that was not his team's doing). We didn't even have to ask - any time a problem presented itself, Alex was already on the case. We are super grateful to Alex and Natalie for helping us secure our little dream home and building our future. We couldn't have done it without them! My partner and I could not recommend him enough.

Vasos Alexandrou

Alex and Natalie were quick and easy to deal with. Recommended

James Tighe

Alex and Natalie delivered exceptional service for my partner and I during the entirety of our loan process enabling us to feel confident and secure with our decisions. Alex was able to secure us the loan that best fit our situation with no hassles. Couldn't recommend Alpha Financial more!

Jenny Shilleto

Alex was recommended to us by my colleague and we couldn’t be more pleased with the service we received. Our path to buying a house wasn’t exactly straightforward! Along the way we had a job change, maternity leave and a foreign property sale to navigate. We unfortunately had to pull out of our first purchase when our UK house sale was delayed, before finally finding another house and having an unexpected in-person valuation thrown into the mix, so it was a little nail-biting waiting for that to come through! There were definitely a few hurdles along the way. Throughout it all, Alex was incredibly helpful, responsive and reassuring. He always took the time to explain our options, kept things moving and helped us navigate each new complication as it came up. We really appreciate everything Alex and Natalie did to get us over the line. We’ve already recommended Alex to friends who, like us, have recently bought their first Australian home after living overseas, and we’ll absolutely keep recommending him to anyone looking for a great mortgage broker. Thanks again, guys!

Matthew Crear

Alpha Financial delivered an exceptional experience from start to finish. As self‑employed clients, we’ve repeatedly been told by banks that our goals were too difficult or unrealistic. Alex and the team took the time to understand our situation, structure a lending solution that genuinely suited our needs, and guide us through every step with clarity and confidence. Thanks to their expertise, we were able to purchase our dream acreage by the ocean while retaining our previous home as a rental, something we had been told was impossible. Their communication was outstanding, every email was answered promptly, every task handled without hesitation, and they removed the stress from the entire process so we could stay focused on our business. Alpha Financial turned a daunting experience into a seamless one, and we are incredibly grateful.

Peter Pembroke

Alex, Natalie and the team at Alpha Finance provided fantastic service during the refinancing of our loan. The process from application through to settlement was seamless and their knowledge and assistance throughout the process was excellent. Definitely recommend Alex and the team.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Latest Articles from Alpha Financial

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5th November 2026

At Alpha Financial, we're Mortgage Brokers helping clients Australia-wide purchase a property, equipment or business with a Commercial Loan